Credit Analyst Full Time

Job title: Credit Analyst

Company: ATCO

Job description: Job Description:Always there. Anywhere. That’s us! We are committed to delivering inspired solutions for a better world. We care about our communities, we care about each other, and we care about showing up for those who need us. We value and encourage different perspectives and we have the courage to do the right thing, even when it’s hard.We’re looking for someone who cares about their work and strives for more each day. Someone who challenges the status quo, embraces change, and thrives in a collaborative work environment. If you are someone who approaches work with passion, curiosity and the courage to innovate, then this role is for you.Reporting to the Manager, Treasury Risk Management (Credit), the Credit Analyst will be responsible for participating in the effective identification, quantification, monitoring, mitigation and control of prevailing Credit Risks and Liquidity Risks across all of the ATCO Business Units. The individual will be primarily responsible for credit risk adjudication to support the credit review and approval process, collateral and security management, routine & ad hoc reporting and communication of Credit concerns. The role also requires the ongoing monitoring and reporting of credit exposures in a highly confidential environment. This role is based out of Calgary, Alberta, at the ATCO Park.WHAT YOU GET TO DO:

• Accountable for the maintenance of high-quality credit files and performance of credit analysis on new and existing counterparties to provide recommendations on credit limits and internal credit ratings (based upon financial statement analysis with credit rating reports and market data) in accordance with ATCO’s Credit Policy.
• Monitor credit exposures against approved limits and escalate breaches with recommendations for risk mitigation where appropriate.
• Manage changes in financial assurances (held and issued) in the form of Guarantees, Letters of Credit, Cash Deposits, etc.
• Perform daily reporting and reconciliation activities that may include validation of margin calls and the coordination of financial assurances.
• Networking with external customers and credit colleagues to build relationships and understand best practices in the credit industry
• Perform reporting functions of the department, including daily, weekly, or monthly reports and Credit Committee reports
• Liaison with business units on report information; reviewing any discrepancies or inconsistencies within their data
• Ensuring accurate processing and filing of original documents
• Provide support to related internal customers from Treasury to Capital Markets and External Disclosures

WHO YOU ARE:

• Undergraduate degree in Finance, Accounting or Economics
• Pursuing post graduate degree and/or certifications (CFA, CA, FRM, PRM) or another relevant designation is preferred
• Minimum 1-3 years’ experience in analysis, preferably in Finance
• Direct credit experience as it relates to the energy marketing space would be an asset
• Excellent communication skills both written and verbal
• Ability to efficiently process time-sensitive requests
• Strong attention to detail and ability to manage multiple tasks and priorities
• Collaborative, team player with an ability to work independently.

WHAT WE OFFER:

• A culture based on caring, integrity, agility, collaboration, safety and striving for excellence
• Competitive compensation
• Flex benefits
• Tuition assistance program
• Training and mentorship programs
• Charitable donation matching

We would like to thank everyone for their application; however, only those being considered for an interview will be contacted.Canadian Utilities is part of ATCO Ltd. ATCO delivers inspired solutions for a better world. We are a diversified global corporation with investments in the essential services of Structures & Logistics, Utilities, Energy Infrastructure, Retail Energy, Transportation and Commercial Real Estate. Learn more about how we build communities, energize industries and deliver customer-focused solutions like no other company in the world at www.atco.com.At ATCO, we support a diverse and inclusive environment that values the contributions and perspectives of everyone on the ATCO team. We believe the ATCO team is the foundation of our business and our most valuable asset across our global operations. Without each team members’ unique skills, strengths, and knowledge, we simply wouldn’t be able to achieve our fundamental vision of delivering life’s essential services to our customers around the world.ATCO is an equal opportunity employer, and we do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Expected salary:

Location: Calgary, AB

Job date: Fri, 10 Jan 2025 23:28:17 GMT

Apply for the job now!